Work out what you actually take home after tax, Medicare, HECS and super. Free calculators for Aussie workers — no sign-up, no fuss.
Employer pays 12% super on top of your salary
| Gross Salary | $80,000.00 |
| Taxable Income (Base Salary) | $80,000.00 |
| Income Tax (Gross) | -$14,788.00 |
| Net Income Tax | -$14,788.00 |
| Medicare Levy (2%) | -$1,600.00 |
| Take-Home Pay | $63,612.00 |
| Period | Gross | Tax | Net |
|---|---|---|---|
| Annual | $80,000.00 | $16,388.00 | $63,612.00 |
| Monthly | $6,666.67 | $1,365.67 | $5,301.00 |
| Fortnightly | $3,076.92 | $630.31 | $2,446.62 |
| Weekly | $1,538.46 | $315.15 | $1,223.31 |
| Daily | $307.69 | $63.03 | $244.66 |
| Hourly | $40.49 | $8.29 | $32.19 |
Based on 38-hour work week, 52 weeks, 26 fortnights, 260 working days per year.
Click any amount to see a detailed tax breakdown, net pay and take-home pay calculator result for 2025–26.
High-income calculations
See take-home pay for common hourly rates in Australia — based on a 38-hour week and 2025–26 tax rates.
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25+ free calculators for salary, income tax, HECS, superannuation, bonus tax and more — all updated for Australian 2025–26 rates.
Calculate your net pay after income tax, Medicare levy and HECS repayments.
Calculate now →Free Australian pay calculator — gross to net with full tax breakdown for 2025–26.
Calculate now →Convert your hourly wage to an annual, monthly, weekly and daily salary.
Calculate now →Convert annual salary to an hourly rate based on your hours worked per week.
Calculate now →See how much you take home from your gross salary after Australian tax.
Calculate now →Find the gross salary you need to achieve your target take-home pay.
Calculate now →Job ads quote gross pay. Your bank account gets net pay. This site closes that gap for 2025–26 ATO rates.
Punch in your gross salary — annual, monthly, fortnightly or hourly — and you'll see what's left after income tax, the 2% Medicare levy, any HECS/HELP repayments and employer super. No account needed. The numbers stay in your browser.
Got two offers on the table? A pay calculator makes it easy to compare apples with apples, using the same tax brackets the ATO publishes for 2025–26, including the 16% and 30% rates from the Stage 3 cuts.
The take-home pay calculator breaks your net salary down by year, month, fortnight and week. Turn on HECS, salary sacrifice or a super-inclusive package if that matches your setup.
We've also built separate tools for income tax, HECS, bonus tax, salary sacrifice, hourly to salary and casual loading — pick the one that fits your question.
Know your target take-home but not the gross figure to ask for? The net to gross calculator works backwards. Going the other way, the gross to net calculator shows what actually hits your account.
Short on time? Try a pre-filled page — $80k after tax, $100k after tax or $35/hr after tax — then tweak the main calculator for your exact numbers.
Anyone staring at a payslip and wondering where the money went. Full-timers, casuals, grads paying off HECS, contractors quoting day rates, people weighing up a pay rise or redundancy payout.
Everything on AU Pay Calculator is free. Have a look at the pay rise tool, the redundancy calculator or the full tools list. Still stuck? The FAQ covers the usual tax questions.
Australia uses a progressive tax system — the more you earn, the higher the rate on income above each threshold. Below are the 2025–26 tax brackets including Stage 3 cuts.
| Income Range | Marginal Rate | Tax on Range |
|---|---|---|
| $0 – $18,200 | 0% | Nil |
| $18,201 – $45,000 | 16% | $0 + 16c per $1 over $18,200 |
| $45,001 – $135,000 | 30% | $4,288 + 30c per $1 over $45,000 |
| $135,001 – $190,000 | 37% | $31,288 + 37c per $1 over $135,000 |
| $190,001+ | 45% | $51,638 + 45c per $1 over $190,000 |
Money you salary-sacrifice into super comes out before tax. Super contributions get taxed at 15% inside the fund — often less than your marginal rate.
Cross the repayment threshold and the ATO handles it through PAYG. The percentage climbs as you earn more. The debt itself is indexed to CPI, not charged interest.
Work gear, training, part of your home office — plenty of expenses can come off your taxable income if you've got records. Don't wait until June to start a folder.
Earn under $66,667 and you may get up to $700 knocked off your tax automatically through LITO. No form to fill in.
See your take-home pay in milliseconds — no sign-up, no downloads, completely free.
Updated for 2025–26 tax brackets, 12% super guarantee, Medicare levy and graduated HECS rates.
All calculations run in your browser. We never store or share your salary data.
Common questions about Australian income tax, Medicare, super and take-home pay.
On $80,000 gross in 2025–26, you're looking at roughly $14,788 income tax plus about $1,600 Medicare (2%). That leaves around $63,612 take-home — about $5,301 a month. HECS, salary sacrifice or a second job will shift those numbers.
You don't pay income tax on the first $18,200 you earn each year. Below that, your tax bill is zero. The Low Income Tax Offset (LITO) can knock up to $700 off tax for lower earners. Make sure you've ticked the tax-free threshold with your main employer so PAYG isn't withheld too aggressively.
It's 2% of your taxable income and it funds Medicare. Most residents pay the full amount. Earn under $26,000 and you may pay nothing or a reduced rate. Skip private hospital cover while earning above $93,000? You might also cop the Medicare Levy Surcharge on top.
Usually no — employer super sits on top of your wage and doesn't come out of your take-home pay. The guarantee rate is 12% from 1 July 2025. If your contract says 'total package including super', then part of that headline figure is super, not cash in hand.
Once your repayment income tops about $54,435 (2025–26), the ATO starts taking a percentage through PAYG — from 1% at the low end up to 10% on higher incomes. There's no interest, but the balance gets indexed to CPI each year.